The Kuripot Challenge: Dollar-Friendly

I have seen so many versions of this challenge, I don’t even know which one to follow.  Kuripot Pinay was great in taking it up and Minimum Compliance upped it a notch by adding more denominations.  But really the idea came from two people:  the ultimate fangirl and friend Adah, and my new sister-in-law Aidel.  Talk about straight As.

Aidel is a very prudent person, so when she first shared the challenge, I thought to myself, “Here she goes again, bookmarking in public the things she wants to read in private.”  But when Adah and I were planning a quickie out of town trip and she mentioned she will have an extra P27,000+ by the end of the year, I asked her to define extra.  Loud and proud, she said, “I’m doing the kuripot challenge.”

That was the sign I needed, so I decided to do that as well, even though I already started some time ago shelving a portion of my salary in investments.  Then Le Beau commented that the challenge was too difficult.

It wasn’t though.  It was merely kicking off a good starting point to create the habit of saving.  Traditionally, Filipinos will spend first and whatever’s left, they will MAYBE save.  Or people in general actually.  With the challenge, though, you are given a deadline to meet a specific savings point.

And I will never forget what Mo Twister tweeted to me before when I commented on his spending capacity — that you must increase your saving capacity first.

So, like the loving fiancée that I am (teehee, fiancée), I added lower denominations to the kuripot challenge, making it applicable to dollar too:

Kuripot Dollar

Same rules apply.  Pick the denomination you wish, and build from there.  Adding the same amount weekly, you will end up with a minimum of $1,378 and as much as $68,900, assuming your obligations are not that burdensome.

I guess this is also my subtle way of advising my cousins abroad to start a saving habit for their kids too.  They can earn their dollars through extraordinary chores (ordinary being putting away toys, extraordinary being choosing toys to give away), and by the end of the year, they will actually have enough savings to invest in something bigger.

Again, as advised by Minimum Compliance, you can always choose to step down a notch or two should that week be riddled with unusual expenses.  You can also break it down to daily savings, still following the weekly target amounts.  This calculator comes quite in handy.

So what’s the ending to this story?  Le Beau making his own piggy bank and contemplating which denomination to start with. :)

Are you ready to take on the challenge?  Catch up and sound off below!

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Why exercise?

I have committed a good portion of my day trying to get fit again.  My day is often consumed by commuting, so I make sure I do yoga at least three times a week.  If you follow me on Instagram, you will notice that I have greens every single day.  And I mean it.  Dining out means a salad and some lean protein.  If it’s Japanese, it’s sashimi.  There are so many required changes in my habits; I didn’t realize how bad I’m eating and non-moving until I had to make so many changes.

It is not easy.  I guarantee you that.  But I will get a tape measure, hop on scale every end of the month and start measuring my progress.

After all, there are so many reasons to do this:

Neila Rey's 50 Reasons to Exercise

Are you with me on this one?

I will help DOT!

Since the launching of the #ItsMoreFunInThePhilippines campaign, a lot of people have been creating their own versions to support this statement.  Secretary Mon Jimenez Jr. was quick to tap Chuvaness and Anton Diaz to help promote this.  Already he knows how powerful social media is that he immediately contacts top bloggers to help spread this campaign!  Smart man.

So in my head, I should do my fair share of promoting.  I’ve decided to always end my posts with a meme supporting #ItsMoreFunInThePhilippines.  I would love to feature your work here, so if you have one, just email it to me at carla.arriola@yahoo.com.  Don’t worry; I’ll make sure you get all the credit.  I can also link it back to your blog or site, should you have one.  Your submissions will not only help me in helping DOT promote tourism in the country, but would also pressure me into writing more regularly. :)

So here we go!  Let’s start now shall we?  Send in those reasons now!

by Johnathan Libarios Rondina

Creating a Habit

I heard from somewhere that you have to repeat something 21 times in order for it to become a habit.  So I guess that will be my new challenge.

Backgrounder:
I have gained approximately 20 pounds since our management training started.  I know it’s a lot; I practically ate my way to passing the training, and now I can’t seem to stop.  I’ve tried a lot of exercises (running, Plana Forma, yoga), but right now the 360 Fitness program is my favorite and I’ve been doing it for two months now.  Unfortunately, I’m not doing it as often as I should, so I figured I should bundle it with diet and a home exercise in the morning.

I’ve looked at a lot of options — blogs, magazines, and Pinterest (it’s a fantastic source of everything) — and I gave myself this challenge.

I sampled the 100 workout.  It takes me about 25 minutes to finish, but the first 100 makes my ankles hurt.  So I said to myself, I’ll do the 100 workout in tandem with the 100 Calorie workout.  Here’s the breakdown of both.

 The challenge here is having the time to do all these.  So here’s the plan:  Everyday for the next 21 days, I will do either one of the two before taking my morning shower.

It’s exactly what I used to do before (I used to run and do yoga every morning until I had to replace them with studying).  When I feel like I won’t be able to workout in the afternoon, I will do The 100 Workout.  If I will be able to swing my 360 Fitness, I will do the 100 Calorie Workout twice.

Is it a feat?  Of course.  It’s not easy to get up at 5 in the morning to subject yourself to pain.  But if I want that gap between my thighs, a tummy that can substitute a plate, and buns that float midair, I have to do something.  Dylan is getting tired of my complaining about my body (which he claims to love [though I really shouldn’t say that in THAT manner, because he really does love me in whatever shape or size I choose]) and I don’t want him to feel like he’s stuck with an insecure woman.

And I want to feel better about myself.

So…. care to do it with me?! :)

Plana Forma Day 2

As scheduled, I made my way to Jecoprime Building yet again yesterday to catch the 11:30 class.  I knew it was somehow going to be a light day at work, though it held very little promise to remain light.  Grabbed a cab and had him drive to McKinley Hill, and this time, I downloaded Google Maps.  Ha!  I outsmarted myself.  Though by not much coz I should have done that in the first day.

Because of the map, I am once again presented with a reason why I do not like Global City (that much).  The first one was the amazingly depressing exit to C-5.  Have you tried that?  Fucking awful traffic!  Went that way with Anj one time, got stuck for 30 minutes.  That’s a trip back to QC along EDSA right there!  The second one is the stoplight.  Correction:  STOPLIGHTS.  Every single corner has one!  I left the office at 11, grabbed a cab at 11:02, and I should have been there in say 15 minutes.  I got there 11:27.  Not.  Fun.

I hate rushing.  Really.  Especially rushing dressing up.  I was in a dainty dress and had to slip into my leggings and top real quick.  And when I did manage to do that, I remembered I’m wearing the wrong bra.  So went in and changed that too.  Then the class started and I had to hop out while putting on socks.  UGH.

The class instructor Mae Evangelista is really interactive.  I guess because there are only four of us there, she managed to memorize all our names (and I think she also met us one by one before class).  This is the part I really like, the small class.  She was able to call us out when our form wasn’t good, boosted our spirits when we no longer want to continue, and well, she was exceptionally chipper.  I swear she hops.  She doesn’t walk.  She really literally hops.

It’s much much much much much less painful.  I did quiver 50% of the time, but Mae was quick to praise and say “shaking is good” coz apparently, that’s the burn.  Funny how my body can’t seem to be used to it.  They were right when they said the first time will always be hell.  The second was far breezier than I expected.

I liked the mat exercises a lot.  Mae really made us work for it, and I regretted just eating a power bar before heading to the studio.  But I felt it all in my ass, the movement I mean.  It was like a workout for my but and my big butt cannot lie.  Midway through the exercise, the movement started to feel more natural… until the thigh exercise.  Hahahahaha.

Plana Forma never fails to surprise me.  I mean, I still hate the thigh stuff, but Mae was quick to point out if I want to lose the weight I want to lose, and be toned the way I want to be, I should do them.  And do them I did.  For a moment it felt like I’d be more familiar with the routine, but different instructors seem to be the spice here.  I can never expect the same exercise.

I ended up signing up for their Newcomer Monthly Unlimited.  For P3,000, I get to join as many classes as I want.  It’ll expire 30 days from the first day I use it.

Let’s just say I can cope better now.  I managed to come back to the office, nibble on my fish lunch and hold two more meetings in the afternoon.  I was supposed to have Day 3 today, but yeah, the late movie made me wake up late.

So there.  Let’s see…. hmmm… Lost a couple of pounds already, and I’m surprised.  Maybe if I tweak my eating…